ZentiqOne is a Banking & Payment Technology Engineering Platform that helps Banks, FinTechs, NBFCs, Payment Aggregators, Payment Gateways, and Enterprises design, build, integrate, launch, and scale digital payment and banking solutions.

Is ZentiqOne a software development Platform?

No. ZentiqOne is a specialized Banking & Payment Technology Engineering Platform, not a general software development or IT Platform.

Which industries does ZentiqOne work with?

ZentiqOne works with Banks, Urban Cooperative Banks, NBFCs, FinTechs, Payment Aggregators, Payment Gateways, Insurance, Government, Large Enterprises, E-commerce, and SaaS Platforms.

ZentiqOne

Engineering the Future of Digital Payments & Banking

We help Banks, FinTechs, NBFCs, Enterprises and Payment Businesses design, develop, integrate and manage secure digital payment and banking solutions.

From product strategy to production deployment — we are your technology partner for every stage of the journey.

Explore Services

NPCI UPI 2.0 Certified•PCI-DSS v4.0 & RBI Ready•Host-to-Host Bank APIs

Smart Multi-Bank Orchestration

Visual Payment Switch & Gateway Flow

Customer AppScan & Pay / VPA Intent

₹2,500.00

ZENTIQONE SWITCH

Fastest Direct H2H Bank Rail

Speed: Ultra-Low LatencyRouting: Direct H2H

HDFC Bank Direct APIPASS

NPCI UPI 2.0 SwitchSettled (T+0)

ICICI Bank CBS

Instant Standby MirrorStandby

Aggregator FailoverFallback

Settled in 128ms via Direct Host-to-Host API

99.99% SLA Uptime•Zero Drop-off

Multi-Rail Orchestration

Direct bridges for UPI 2.0, IMPS, Cards & Core Banking Systems

Cloud-Native Reliability

Microservices architectures designed for elastic throughput and resilience

Compliance-Ready Security

Architected around RBI Master Directions, PCI-DSS & tokenization standards

Turnkey Engineering Lifecycle

From architecture and sandbox validation to production cutover and support

Integrated Across India's Financial Rails & Core Banks

Direct Connectors • Pre-Certified Protocols

NPCI UPI 2.0

Real-Time Rail

HDFC Bank

Core Acquirer & H2H

ICICI Bank

Escrow & Open APIs

State Bank of India

National CBS Rail

Axis Bank

Nodal Account Partner

Visa Direct

Global Card Scheme

Mastercard 3DS2

Tokenized Cryptograms

RuPay Global

NPCI Card Switch

eNACH Mandates

Auto-Debit Recurring

BBPS Switch

Utility & Bharat BillPay

FASTag NETC

Automated Toll Switch

Kotak Mahindra Bank

Corporate Banking APIs